Each person in his life is faced with a situation when it is necessary to receive payment for his work. Traditionally, in various organizations, this is done by the accounting department, near the office of which employees line up in a queue to take the earned funds. But this process does not always go smoothly and naturally. Sometimes there are situations in which a person simply spends his work or personal time. To avoid such cases, a salary card is needed. What benefits does it provide, you ask? First of all, it is an extremely convenient financial instrument that greatly simplifies existence, especially if its holder likes to make purchases online and pay for goods and services in a non-cash way, but first things first.
How is a salary card different from a regular one?
The salary card has a purpose, which is mentioned in its very name, wages, bonuses, advances and other accruals from the employer are received into this account. Often, this is an ordinary debit card, which may even have a credit share, that is, an overdraft, allowing you to spend a little more than you receive.
What is a payroll card for? This is a simple question and not at all new information for those who are already a participant in the salary project. The best salary cards do not hold back their owners in any way. Those can:
- pay utility bills, taxes, fees and fines by bank transfer;
- withdraw funds from ATMs;
- make purchases in real stores, as well as online boutiques;
- transfer funds to other accounts;
- make international transfers;
- replenish mobile phone, Internet and other services;
- save money and keep it safely in your account.
This list can go on and on, but basically it became clear why a salary card should be issued.
Individual salary card: which is better
In this matter, experts recommend that you familiarize yourself not only with the functionality, but also with additional features for the cardholder. Before ordering a salary card, find out what additional functions it has. We are talking about overdraft, cashback, bonus programs and promotions.
On our website, you have the opportunity to order a Mastercard prepaid card, which can be used to conveniently and safely receive various payments, including those for work.